If you are 62 or older, and own -- or nearly own -- your own home, your equity can go to work to provide you with extra income just when you need it most.

     With SeniorAdvantage reverse mortgage, you can use your home's equity to improve your lifestyle, ease monthly budget worries, travel, or buy a new vehicle.

     But best of all, a SeniorAdvantage reverse mortgage from Mortgage South helps you stay comfortable and secure in your own home for the rest of your life. You make no monthly payments for as long as you live in your home, the monthly income you receive is tax-free, and you retain title to your home.

     A consumer's guide from AARP says: "Until recently, there were only two ways to get cash from your home. You could sell it, but then you would have to move. Or, if you qualified for a loan, you could borrow against your home. But then you would have to make monthly payments.

     "Now there are new ways of getting money from your home that do not require you to leave your home or make regular loan payments. These 'home equity conversion' plans let you turn the value of your home into cash without having to move or repay a loan each month."

            -- from Home-Made Money, AARP,

March 1995

Here's what a few seniors are saying about the SeniorAdvantage reverse mortgage from Mortgage South:

"Knowing we have the reverse (mortgage) offers a feeling of security." --Martha B.

"It really is too good to be true, but I know it's for real." -- Helen I.

"The best thing that can be done (to improve the program) is to have more people like Kathy Richmond. It's the best thing around for me." -- Ollie F.