Mortgage Capital Resource

MORTGAGE CAPITAL RESOURCE

101 No. 2ND STREET, SUITE 101
Walla, Walla, WA 99362
OFFICE(509) 527-3353
FAX (509) 525-3988

HOMEBUYERS COME IN ALL SHAPES AND SIZES.
OUR HOME LOANS DO TOO!

15, 20, & 30 Year Fixed Rate Loans	Fully amortized fixed rate loans. Purchase or refinance. SFR's and 1-4 Units. Owner occupied and and vacation homes. Non-owner occupied under conforming loan amounts.
3/1, 5/1, 7/1. & 10/1 Fixed/Adjutable	Rate and Payment are fixed for the first 3,5,7 or 10 years, then adjusted annually for the remaining term. The loan becomes a one year adjustable after the initial fixed rate period. Available on owner occupied SFR's. 1 Year Treasury Index.
1-Year Adjutable	Rate and Payment are fixed for one year, then adjusted annually. Fixed rate convertability option available. No negative amortization. Owner SFR's. 1 Year Treasure Index.
6-Month Adjutable	Rate and Payment are fixed for six months, then adjusted every six months. Available on loans up to $2,000,000. Fixed rate convertability option available. No negative amortization. Owner, non-owner, and vacation home. SFR's and 1-4 units. 11th District COFI.
No Income Verification Loan	Adjustable rate. 20% down payment for employed borrower, 25% down payment for self-employed borrower.
First Time Buyer Mortgage Certificate Credit Program	Designed for individuals with low or moderate income. Fixed or Adjustable rate. 3% Approximate down with FHA. Gift funds OK.