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What Does Directors & Officers Liability Insurance Cover?

D & O Insurance cover losses for which the insureds are legally obligated to pay due to claims made against them for the following...

• Damages
• Judgements
• Settlements
• Costs
• Charges

or Expenses in the defense of actions, suits or proceedings & appeals as a consequence thereof. Providing that the subject of the loss shouldn’t include fines or penalties imposed by the law or any matters that are deemed uninsurable by law to which the policy are construed.

The terms of 'wrongful act', means breach of neglect, errors, misleading statements, omissions, breach of duties, or other acts done or attempted in a misleading manner by the insureds or any matters claimed against them solely due to the fact of their being directors or officers of that company.